Improving stability of Sberbank of Russia and Bank for Foreign Trade activity in the process of world financial crisis

The goal of the research paper is a stability analysis of Sberbank of Russia and Bank for Foreign Trade (VTB) activity that is carried out on the basis of consolidated financial statements relative to key activity figures in conditions of the world financial crisis. For this purpose it is used the Central Bank of Russia estimation technique on valuation of economic condition of banks. Main destabilizing factors acting on the Russian banking system during 2007-2009 are revealed and evaluated. Over this period it was observed the instability of the banks activity relative to such performance indicators, in particular, as: net profit margin, quality of credit portfolio and return on assets. Permanent financial monitoring of the stability of the banks activity makes it possible to implement anti-recessionary measures efficiently.

financial crisis, stability, liquidity, profitability, capital