Digital ruble in international settlements

The article analyzes the opportunities and prospects of using the digital ruble in the system of cross-border payments. The article analyzes the key features of the digital ruble as a state digital currency, its advantages in increasing the speed and security of settlements, reducing transaction costs, and ensuring financial transparency. Special attention is paid to its role in diversifying international settlements and reducing dependence on traditional currencies and payment systems. Possible economic and political effects of the introduction of the digital ruble, as well as related challenges, including issues of technological infrastructure, international regulation and cybersecurity. China's experience as a leader in the use of digital currency is also being considered. The article highlights the importance of the digital ruble as a tool for strengthening Russia's economic sovereignty in the face of global digitalization and sanctions pressure.