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<article xmlns:mml="http://www.w3.org/1998/Math/MathML" xmlns:xlink="http://www.w3.org/1999/xlink" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xmlns:ali="http://www.niso.org/schemas/ali/1.0/" article-type="research-article" dtd-version="1.2" xml:lang="en"><front><journal-meta><journal-id journal-id-type="publisher-id">RUDN Journal of Law</journal-id><journal-title-group><journal-title xml:lang="en">RUDN Journal of Law</journal-title><trans-title-group xml:lang="ru"><trans-title>Вестник Российского университета дружбы народов. Серия: Юридические науки</trans-title></trans-title-group></journal-title-group><issn publication-format="print">2313-2337</issn><issn publication-format="electronic">2408-9001</issn><publisher><publisher-name xml:lang="en">Peoples’ Friendship University of Russia named after Patrice Lumumba (RUDN University)</publisher-name></publisher></journal-meta><article-meta><article-id pub-id-type="publisher-id">26715</article-id><article-id pub-id-type="doi">10.22363/2313-2337-2021-25-2-582-600</article-id><article-categories><subj-group subj-group-type="toc-heading" xml:lang="en"><subject>CIVIL LAW</subject></subj-group><subj-group subj-group-type="toc-heading" xml:lang="ru"><subject>ГРАЖДАНСКОЕ ПРАВО</subject></subj-group><subj-group subj-group-type="article-type"><subject>Research Article</subject></subj-group></article-categories><title-group><article-title xml:lang="en">Critical evaluation of English and Saudi insurance law: A case for reform</article-title><trans-title-group xml:lang="ru"><trans-title>Критическая оценка английского и саудовского законодательства о страховании: аргументы в пользу реформы</trans-title></trans-title-group></title-group><contrib-group><contrib contrib-type="author"><name-alternatives><name xml:lang="en"><surname>Albalawi</surname><given-names>Khalaf M.</given-names></name><name xml:lang="ru"><surname>Альбалави</surname><given-names>Халаф M.</given-names></name></name-alternatives><bio xml:lang="en"><p>Doctor, Assistant Professor of Commercial Law and Insurance Law, Law School</p></bio><bio xml:lang="ru"><p>доктор, доцент коммерческого права, страхового права, юридический факультет</p></bio><email>km.albalawi@ut.edu.sa</email><xref ref-type="aff" rid="aff1"/></contrib></contrib-group><aff-alternatives id="aff1"><aff><institution xml:lang="en">Tabuk University</institution></aff><aff><institution xml:lang="ru">Университет Табука</institution></aff></aff-alternatives><pub-date date-type="pub" iso-8601-date="2021-06-18" publication-format="electronic"><day>18</day><month>06</month><year>2021</year></pub-date><volume>25</volume><issue>2</issue><issue-title xml:lang="en">VOL 25, NO2 (2021)</issue-title><issue-title xml:lang="ru">ТОМ 25, №2 (2021)</issue-title><fpage>582</fpage><lpage>600</lpage><history><date date-type="received" iso-8601-date="2021-06-18"><day>18</day><month>06</month><year>2021</year></date></history><permissions><copyright-statement xml:lang="en">Copyright ©; 2021, Albalawi K.M.</copyright-statement><copyright-statement xml:lang="ru">Copyright ©; 2021, Альбалави Х.M.</copyright-statement><copyright-year>2021</copyright-year><copyright-holder xml:lang="en">Albalawi K.M.</copyright-holder><copyright-holder xml:lang="ru">Альбалави Х.M.</copyright-holder><ali:free_to_read xmlns:ali="http://www.niso.org/schemas/ali/1.0/"/><license><ali:license_ref xmlns:ali="http://www.niso.org/schemas/ali/1.0/">http://creativecommons.org/licenses/by/4.0</ali:license_ref></license></permissions><self-uri xlink:href="https://journals.rudn.ru/law/article/view/26715">https://journals.rudn.ru/law/article/view/26715</self-uri><abstract xml:lang="en"><p style="text-align: justify;">The global significance of English law continues, particularly in Saudi as it is the most frequently chosen insurance policy law. Both jurisdictions provide consumer protections in insurance markets including the Consumer Insurance (Disclosure and…) Act and the 2015 Insurance Act and the Insurance Consumer Protection Principles 2014 in Saudi Arabia. This study aims to analyse the current reform impact on the interpretation of these doctrines between the UK and Saudi jurisdictions. In the last few years British insurance law has been significantly reviewed and modified and the most recent amendments, as per the Insurance Act 2015, are of the greatest significance and will be given due consideration within this paper. However, both the rationale for the reforms and the reform process will be reviewed as well as the UK perspective of the increasing rivalries between countries on account of legal business.</p></abstract><trans-abstract xml:lang="ru"><p style="text-align: justify;">Мировое значение термина «English Law» сохраняется, особенно в Саудовской Аравии, поскольку это наиболее часто выбираемый закон о страховых полисах, обе юрисдикции обеспечивают защиту потребителей на страховых рынках, включая Закон о страховании потребителей (раскрытие информации и заверения) и Закон о страховании 2015 г. в Великобритании от 2012 г., а также страхование. Принципы защиты прав потребителей 2014 г. В Саудовской Аравии. Это исследование направлено на анализ влияния нынешней реформы на интерпретацию этих доктрин между юрисдикциями Великобритании и Саудовской Аравии.</p></trans-abstract><kwd-group xml:lang="en"><kwd>English</kwd><kwd>Saudi</kwd><kwd>insurance</kwd><kwd>law reform</kwd><kwd>non-disclosure</kwd><kwd>misrepresentation</kwd><kwd>warranty</kwd></kwd-group><kwd-group xml:lang="ru"><kwd>английский</kwd><kwd>саудовский</kwd><kwd>страхование</kwd><kwd>законодательная реформа</kwd><kwd>неразглашение</kwd><kwd>введение в заблуждение</kwd><kwd>гарантия</kwd></kwd-group><funding-group/></article-meta></front><body></body><back><ref-list><ref id="B1"><label>1.</label><mixed-citation>Abu Orabi, G. (2011) Insurance Contracts: a Comparative Study. Dār Waa’il. (in Arabic).</mixed-citation></ref><ref id="B2"><label>2.</label><mixed-citation>Aljallal, A.I.A. (2014) The duty of good faith in insurance law: a study of Saudi law compared to English law. Т. 2. 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